利益联结机制下农民合作社融资特征与融资方式研究  

Analysis of Financing Characteristics and Financing Method Selection of Farmers'Cooperatives under the Benefit Coupling Mechanism

作　　者：高凌云[1] 吴东立[1] GAO Lingyun;WU Dongli(College of Economics and Management,Shenyang Agricultural University,Shenyang 110161,Liaoning Province,China)

机构地区：[1]沈阳农业大学经济管理学院,辽宁沈阳110161

出　　处：《沈阳农业大学学报（社会科学版）》2023年第5期567-572,共6页Journal of Shenyang Agricultural University(Social Sciences Edition)

基　　金：教育部人文社会科学研究青年基金项目(17YJC790038)

摘　　要：我国农民合作社发展过程中,利益联结机制不紧密加剧了融资困境,削弱了农民合作社在农业现代化发展中的优势作用。农民合作社的发展已经呈现出多元化、多类型的发展态势,掌握农民合作社不同阶段的利益联结机制,根据合作社不同发展阶段的融资特征选择适宜的融资方式是破解困境的一种有效方法。在梳理农民合作社利益联结机制相关理论与分析框架的基础上,根据生命周期理论和合作程度,将农民合作社的成长划分为初始成长阶段、深化加速阶段、综合拓展阶段。结合不同发展阶段的利益联结机制,对每个阶段农民合作社融资特征和融资方式进行归纳分析。根据研究结论提出农民合作社应选择与融资特征相适宜的融资方式,政府加强分类指导和监督农民合作社融资,金融机构持续开展特色信贷业务等对策建议。In the process of the development of farmers'cooperatives in China,the lack of benefit coupling mechanism aggravates the financing dilemma and weakens the dominant role of farmers'cooperatives in the development of agricultural modernization.The development of farmer cooperatives has shown a diversified and multi-type trend.Mastering the benefit coupling mechanism of farmer cooperatives of different stages and choosing appropriate financing methods according to the financing characteristics of different stages is an effective way to solve the dilemma.Starting from analysis of relevant theory of benefit coupling mechanism of farmer cooperatives,according to the life cycle theory and the degree of cooperation,this study divides the growth of farmer cooperatives into the initial growth stage,the deepening and accelerating stage,and the comprehensive expansion stage.Combined with the benefit coupling mechanism at different development stages,the financing characteristics and financing methods of farmers'cooperatives at each stage were summarized and analyzed.According to the research conclusions,it is proposed that cooperatives should choose financing methods that are suitable for financing characteristics,the government should strengthen categorical guidance and supervision of cooperative financing,and financial institutions should continue to carry out characteristic credit business.

关 键 词：农民合作社 融资特征 利益联结机制 融资方式 

分 类 号：F321.42[经济管理—产业经济] F323.9F832.43