农业保险与农户专业化生产水平关系研究——以辽宁省玉米种植户为例  

On the Relationship Between Agricultural Insurance and Farmers’ Specialized Production Level——An Empirical Study of Maize Producers in Liaoning Province

作　　者：谢凤杰[1] 张雯波 宫美 XIE Feng-jie;ZHANG Wen-bo;GONG Mei(College of Economics and Management,Shenyang Agricultural University,Shenyang 110161,Liaoning Province,China)

机构地区：[1]沈阳农业大学经济管理学院,辽宁沈阳110161

出　　处：《沈阳农业大学学报（社会科学版）》2022年第2期140-146,共7页Journal of Shenyang Agricultural University(Social Sciences Edition)

基　　金：国家自然科学基金青年项目“种粮大户农业保险需求识别、测度与保险政策优化研究”(71503172)

摘　　要：本研究在理论推导基础上,利用辽宁省474户玉米种植户的调研数据,构建内生转换模型定量分析农业保险政策对农户专业化生产水平的影响,进一步探究此影响效应是否因农户粮食生产类型的异质性而有所差异。结果表明:农业保险能够提高农户专业化生产水平,使玉米种植户的专业化生产水平提高了1.1%;农业保险对农户专业化生产水平的影响存在异质性,对玉米生产专业户的影响明显高于玉米生产兼业户。对此,可采用提高农业保险保障程度,完善配套财政补贴政策;优化土地流转政策,制定相应补贴政策促进土地流转;加大农业保险知识的宣传力度,强化农户对农业保险风险管理功能的认知等对策。In the context of the continuous development of agricultural insurance,whether agricultural insurance,the formal risk management tool,can replace the traditional self-insurance methods of diversified production adopted by farmers is of great significance for a comprehensive understanding of the role of agricultural insurance and the promotion of the professional transformation of agricultural production in China.On the basis of theoretical derivation,this paper uses the survey data of 474 maize producers in Liaoning Province to quantitatively analyze the impact of agricultural insurance on farmers’specialized production level through endogenous switching regression model,and further explores whether its effect is different due to the heterogeneity among different types of farmers.The results show that agricultural insurance can improve farmers’specialized production level and increase the specialized production level of maize producers by 1.1%;the impact of agricultural insurance on farmers’specialized production level is heterogeneous,and the impact on specialized maize production households is significantly higher than that of maize production of part-time households.Therefore,this paper puts forward the following countermeasures and suggestions:effectively improve the guarantee degree of agricultural insurance and improve the supporting financial subsidy policy;optimize and improve land circulation policies,formulate corresponding subsidy policies to promote land circulation;continuously increase the publicity of agricultural insurance knowledge and strengthen farmers’understanding of the risk management function of agricultural insurance.

关 键 词：农业保险 玉米种植户 专业化生产 内生转换模型 异质性 

分 类 号：F326.11[经济管理—产业经济] F842.66