基于机制改革的金融机构数字化转型实践  

Digital Transformation Practice of Financial Institutions Based on Mechanism Reform

作　　者：王慧[1,2] WANG Hui(Shenzhen University,Shenzhen 518060;Faculty of Finance,City University of Macao,Macao 999078,China)

机构地区：[1]深圳大学,广东深圳518060 [2]澳门城市大学金融学院,中国澳门999078

出　　处：《山西财经大学学报》2024年第S01期46-48,共3页Journal of Shanxi University of Finance and Economics

摘　　要：在介绍数字化转型所带来的机制改革的基础上,根据金融机构全面数字化转型发展的主要目标,从优化数字化渠道、提高数字化活客能力、创新金融产品、开展生态体系建设等多个方面入手,为实现金融机构数字化转型提出具有建设性的建议。The paper firstly introduced the mechanism reform brought by digital transformation,and then proposed effective suggestions for the comprehensive digital transformation of financial institutions,including optimizing digital channels,strengthening the development of customers driven by digitalization,innovating financial products,and carrying out ecosystem construction.

关 键 词：机制改革 金融机构 数字化转型 金融服务 客户需求 

分 类 号：F832.2[经济管理—金融学]