商业银行构建信贷风险预警指标体系的探讨  

Discussion on Credit Risk Alarming Index System Construction of Commercial Banks

作　　者：宋荣威[1] 

机构地区：[1]西南财经大学金融学院,成都610074

出　　处：《四川师范大学学报（社会科学版）》2007年第5期37-42,共6页Journal of Sichuan Normal University(Social Sciences Edition)

摘　　要：信贷风险预警是银行管理信贷风险的重要手段之一,加强对信贷风险预警技术研究有重要的现实意义。本文在现有研究基础上,运用AHP法进一步完善信贷风险预警分类指标体系,计算出预警指标体系各因素权重以及综合预警指数,从而得到信贷风险等级及预警状态,为银行进行有效信贷风险管理提供更为科学的决策支持。Credit risk alarming is one of the important measures of credit risk management of banks,and it is of practical significance to enhance the study of its technology.Based on present study,this author improves the alarming index system of credit risk and establishes an alarming index model of credit risk based on AHP method,providing decision-making support for banks to efficiently manage credit risk.

关 键 词：信贷风险 预警指标 层次分析法 

分 类 号：F830.5[经济管理—金融学]