意外伤害保险研究  

Reasearch into Accident Injury Insurance

作　　者：孙宏涛[1] 曹智[2] 

机构地区：[1]上海交通大学法学院,上海200240 [2]广州大学法学院,广东广州510000

出　　处：《湖南工程学院学报（社会科学版）》2007年第3期94-97,共4页Journal of Hunan Institute of Engineering(Social Science Edition)

摘　　要：意外伤害保险以被保险人遭受意外伤害及其所致残废、死亡为承保责任范围。在界定意外伤害时,应当紧紧抓住外来性、偶然性和急剧性这三个特征,才能科学的认识意外伤害的内涵。The coverage of accident injury insurance is the accident injury of the insurant and its cripple and death.The cognizance of accident injury should abide by three characteristics of external factor,contingency and rapidness.Only so,can we have a scientific understanding of the connotation of accident injury.

关 键 词：意外伤害保险 意外伤害 特征 界定 

分 类 号：D922.284[政治法律—经济法学]