欧盟远程金融服务监管立法的新发展及评价  

The New Development and Evaluation of Monitoring Legislation of EU Long-distance Financial Service

作　　者：黎四奇[1] 周芳艳[1] 

机构地区：[1]湖南大学法学院,湖南长沙410082

出　　处：《湖南公安高等专科学校学报》2006年第6期77-83,共7页Journal of Huan Public Security College

基　　金：国家社会科学基金项目--<银行法律制度改革与完善研究>(课题号:04CFX008)

摘　　要：远程金融服务是一种以现代传真、电话及网络为介质的、体现个性化的新型金融服务方式。为此,欧盟以原有的《电子商务指令》及《远程销售指令》为基础推出了《消费者金融服务远程销售指令》。尽管新的欧盟指令起到了整合性与系统性的作用,但是由于欧盟内部离心力的存在,所以要达到预期目标仍然是一个任重而道远的行程。固然如此,新指令所确立的以消费者为保护中心的立法价值取向等对我国未来金融监管立法之创新仍具有借鉴意义。Long-distance financial service is a new form of financial service based on such modern media as fax,telephone and network and it embodies individuality.Therefore,based on the previous 'E-commerce directives' and 'Long-distance Sale Directives',EU has presented 'Long-distance Sale Directives for Consumer Financial Service' to public.Although of integrated and systematic use,the new EU directives still has a long way to go since there is centrifugal inside EU itself.However,we can still learn from the value orientation of taking consumers as the protection center established by the new directives while reforming our country's financial monitoring legislation in the future.

关 键 词：远程金融服务 欧盟指令 启示 

分 类 号：D922.23[政治法律—经济法学]