金融全球化与商业银行创新发展  

Financial Globalization and Commercial Bank's Innovative Development

作　　者：李成[1] 马凌霄[1] 

机构地区：[1]西安交通大学经济与金融学院,陕西西安710061

出　　处：《当代经济科学》2003年第6期24-27,共4页Modern Economic Science

基　　金：西安交通大学人文社科基金项目<金融全球化发展研究>资助。

摘　　要：金融全球化是当代国际经济金融领域最为注目的发展趋势之一 ,金融全球化的种种特征和表现是金融产业适应国际化竞争 ,谋求全球化发展的必然结果。在金融全球化的背景下 ,国际银行业竞争呈现新的特征 :机构全能化、巨型化 ,经营特色化、个性化 ;服务电子化、网络化。面对国际化竞争挑战 ,中国银行业唯有通过持续的战略创新、业务创新、机构创新和文化创新 ,才能在国际同行竞争中争取生存空间和发展契机。The financial globalization is one of the most noticeable developing trends in contemporary international economic and financial realm, and its features are the inevitable outcome of financial industry in conformity with international competition and in seeking for its globe-oriented development. In the setting of the financial globalization, the international banking competition takes on a new look with the institutions all-rounded and jumbo-oriented, the operation distinctive and individualized, and the services computerized and web-based. In the face of international competition, only through continuous innovations in strategy, business, institution and culture, can China's banking survive and prosper.

关 键 词：金融全球化 商业银行 金融创新 

分 类 号：F831[经济管理—金融学]