公共征信机构及其运行模式研究  

Research on Public Credit Information Institutions and Their Operation Modes

作　　者：李建华[1] 

机构地区：[1]中国人民银行郑州中心支行,河南郑州450002

出　　处：《征信》2009年第4期18-21,共4页Credit Reference

摘　　要：关于我国征信机构模式的选择和外国公共征信业对我国的借鉴意义,专家众说纷纭。通过对欧洲及拉美等主要公共征信国家运行模式的分析、比较认为,建立以央行公共征信为主、私营征信为辅的社会征信模式是符合我国国情的必然选择。There are no uniform opinions from the experts on how to use the experience of foreign public credit information services for reference and on how to choose the credit institution model for China.Through the analysis and comparison of the operation modes of public credit in European Union and Latin America and other countries,the paper holds that it is an inevitable choice for China considering the national conditions to establish a social credit information model with the central bank constructing a public...

关 键 词：公共征信 运行模式 征信立法 

分 类 号：F832.4[经济管理—金融学]