个人金融理财中的误区辨析与策略选择  

Discrimination of Misconception and Selection of Strategies in the Individual Financing

作　　者：付春红[1] 

机构地区：[1]黎明职业大学,福建泉州362000

出　　处：《哈尔滨职业技术学院学报》2012年第2期35-37,共3页Journal of Harbin Vocational & Technical College

摘　　要：通货膨胀的长期存在使个人金融理财的必要性日益凸显,个人金融理财观念上存在着的一些模糊的认识必须加以澄清,面对金融产品销售中的一些假象和陷阱,投资者在纷繁复杂的金融市场上应以清醒的头脑加以辨别,并在青年、中年和老年三个不同的人生阶段中选择不同的策略和理财产品组合。It is becoming increasingly obvious that individual financing is necessary because of the long-term existence of inflation.Some fuzzy understanding of individual financing must be clarified.The investors should discern some illusions and traps with their rational mind in the sale of financial products in the complex financial market,and choose the different strategies and financial product mix in their three different phases of life---youth,middle and old age.

关 键 词：个人金融理财 理财产品 理财误区 理财策略 收益率 

分 类 号：F832[经济管理—金融学]