准金融组织监管机制建设研究  

On the Construction of Regulatory Mechanism of the Quasi-financial Organizations

作　　者：刘志友[1] 孟德锋[1] 

机构地区：[1]南京审计学院金融学院,江苏南京211815

出　　处：《南京审计学院学报》2013年第2期29-36,共8页journal of nanjing audit university

基　　金：教育部人文社会科学研究项目(10YJA79006);江苏省高校哲学社会科学研究重大项目与重点项目(2010ZDIXM034);江苏省"青蓝工程"项目

摘　　要：准金融组织是近年来我国微型金融服务创新发展的产物。我国准金融组织在发展中存在较多风险,而金融监管的缺位加剧了风险暴露和累积,因此必须尽快建立协调监测机制,完善紧急救助机制,成立省级地方金融监督局,强化准金融组织的非现场监管,加强准金融组织内部控制和人员培训,以防范潜在金融风险。The quasi-financial organizations are innovative products of Chinese micro-financial services in recent years.There exists many risks in the operations of quasi-financial organizations in China.Moreover,the absence of financial regulation exacerbates the accumulation of risks.Therefore,some methods must be employed to prevent potential financial risks,such as establishing a coordinated monitoring mechanism,improving the emergency rescue mechanism,establishing the Financial Supervisory Authority at the provincial level,strengthening off-site supervision of the quasi-financial organization and its internal controls and staff training,etc.

关 键 词：准金融组织 小微金融 金融服务创新 金融监管机制 金融风险控制 微型金融组织 

分 类 号：F832.3[经济管理—金融学]