论备用信用证中银行风险的控制  

Control of the Bank's Risks under the Standby Letter of Credit

作　　者：王东[1] 

机构地区：[1]复旦大学法学院,上海200438

出　　处：《中山大学研究生学刊（社会科学版）》2013年第1期149-157,共9页Journal of the Graduates Sun YAT-SEN University(Social Sciences)

摘　　要：备用信用证交易中银行面临着巨大的风险,这些风险包括:法律风险、信用风险、欺诈风险和政治风险。这些风险出现在备用信用证交易的不同阶段,银行要控制这些风险,必须注意对备用信用证交易每个环节的风险的控制。但是这些风险是无法消除的,因此一旦风险出现,银行必须积极的寻求相应的就措施,而救济措施的有效性依赖于银行对合同的设计和对交易环境的把握。此外,就我国而言,相关的制度完善也非常重要。Banks shoulder heavy risks under the standby letter of credit,which include legal risk,credit risk, fraud risk and political risk. These risks come into being at different stage of the business process. To control these risks,banks must control the risks of the whole transaction . However,these risks cannot be removed completely. The banks should take measures to deal with the risks when a risk appears. But the effectiveness of the measures depends on the bank's construction of the contract and the comprehension of the trading environment. What's more, the development of the related legal rules in China will makes banks safer.

关 键 词：备用信用证 银行 风险 

分 类 号：D996.2[政治法律—经济法学]