中国银行业环境风险控制体系构建现状分析  

Current Situation Analysis on Establishing Environmental Risk Control System of China Banking

作　　者：常杪[1] 任昊[1] 

机构地区：[1]清华大学环境学院,北京100084

出　　处：《中国人口·资源与环境》2011年第S1期521-524,共4页China Population,Resources and Environment

基　　金：国家自然科学基金项目(编号:70773068)

摘　　要：银行投资行为导致的环境破坏问题可能给银行带来环境风险。环境风险控制是实现我国金融可持续发展的必然选择。我国银行业环境风险控制体系由四部分组成,其中环境信息收集和传递是环境风险控制的基础,环境风险管理部门建设是环境风险控制业务的保障,环境风险动态评估和管理是环境风险控制的关键,借鉴国际经验和加入国际准则是提升环境风险控制水平的有效途径。本文通过对我国全国性商业银行在环境风险控制领域的举措进行分析,总结我国银行业环境风险控制体系构建的现状和问题。Environmental destruction issues caused by banks' investment might bring loss to banks in return,which is banks' environmental risk.The control of environmental risk is an inevitable way to realize China's sustainable finance.Environmental risk control(ERC) system of China banking consists of four parts: collection and delivery of environmental information is the basis of ERC;construction of environmental risk management section is the guarantee of ERC business;dynamic environmental risk evaluation and management are the key of ERC;drawing on international experience and participation in international principles can help upgrade ERC level.Through analyzing the environmental risk control performances of domestic commercial banks in China,the current situation and problems of environmental risk control system of China banking are summarized.

关 键 词：绿色信贷 环境风险控制 风险动态评估 可持续金融 

分 类 号：F832.2[经济管理—金融学]