论不利解释原则的适用  

On the Aplication of the Unfavorable Interpretation Principle

作　　者：吴永福 李腾 

机构地区：[1]厦门市湖里区人民法院,福建厦门361006

出　　处：《黑龙江省政法管理干部学院学报》2013年第6期79-81,共3页Journal of Heilongjiang Administrative Cadre College of Politics and Law

摘　　要：虽然新保险法和旧保险法都规定了不利保险人解释的原则,但新法相对于旧法,明确了对于保险合同条款有争议,首先应当按照通常理解予以解释,此规定相较于旧法有着实质性的飞跃,是值得肯定的,但在司法实践中仍要注重不利解释的适用条件,避免不利解释原则的滥用。Although the new insurance law and the old insurance law have both stipulated the unfavorable interpretation principle of insurance law,but compared to the old law,clear the controversy over the insurance contract terms,first of all should be interpreted in accordance with the commonly unederstanding,this provision has a substantive leap compared with the old method,is worthy of recognition,the applicable conditions but in the judicial practice still need to pay attention to the adverse explanation,to avoid the abuse of the unfavorably explained principle.

关 键 词：保险合同 格式合同 不利解释 

分 类 号：DF438.4[政治法律—经济法学]