农户联保贷款的风险分析与防范  

Risk analysis and prevention of peasant peer-selection loan

作　　者：吴革山[1] 

机构地区：[1]黎明职业大学经济贸易系,福建泉州362000

出　　处：《佳木斯教育学院学报》2013年第8期471-472,共2页Journal of Jiamusi Education Institute

摘　　要：农户联保贷款作为一种金融创新产品在我国农村金融活动中显示出一定的优越性,但必须做好其风险防范才能更好的发挥这种贷款方式的作用,文章对农户联保贷款的主要风险进行了分析,并在此基础上提出防范农户联保信贷风险的措施。The peasant peer-selection loan as a kind of financial innovation product displays some superiority in financial activities in rural China,but must do its risk prevention can better play the role of the loan, the article analyzes the main risk to the peasant joint-guarantee loan, and on the basis of it to propose the prevention measures of peasant peer-selection credit risk.

关 键 词：农户联保 贷款 风险 

分 类 号：F830.5[经济管理—金融学]