金融危机视角下金融创新与监管动态博弈研究  

Dynamic games research on financial innovation and supervision under the financial crisis perspective

作　　者：陶士贵[1] 刘佳 

机构地区：[1]南京师范大学商学院,江苏南京210023 [2]中国农业银行苏州新区支行,江苏苏州215000

出　　处：《南京邮电大学学报（社会科学版）》2013年第1期56-61,共6页Journal of Nanjing University of Posts and Telecommunications(Social Science Edition)

基　　金：国家社科基金项目"国际金融危机对我国外向型经济的影响"(09BJY001);教育部人文社会科学基金项目"巨额外汇储备对中国经济安全的影响及对策研究"(10YJAGJW015);江苏省社会科学基金项目"长三角共同推动金融制度创新研究"(09CJS002)

摘　　要：金融创新与金融监管是一种相互促进的关系,金融监管是金融创新的一个动因,金融创新又促使金融监管体制的进一步完善。然而,金融创新过度、金融监管缺失引发金融危机的情况仍会出现。通过构建动态博弈模型进一步探讨两者之间的关系,并结合本轮金融危机,用"核心—边缘"监管思想来分析美国的金融创新活动与金融监管体制的现状及不足,进而总结出对我国的启示。Financial innovation and financial supervision promote each other mutually.Financial supervision is the motive of financial innovation and financial innovation furthers the improvement of financial regulatory system.However,financial crisis due to the excessive financial innovation and the lack of financial supervision still happens.This paper built the dynamic game model to further explore the relationship between the two,and then analyzed the financial innovation activities and financial supervision system of the USA in the recent financial crisis with the view of 'core-periphery',thus summarizing the revelation upon China.

关 键 词：金融危机 金融创新 金融监管 动态博弈 

分 类 号：F832.0[经济管理—金融学]