互联网时代金融创新与监管的博弈研究  

Game between financial innovation and financial regulation in the internet era

作　　者：曹东 曹巍[2] 吴俊龙[2] 

机构地区：[1]审计署南京特派员办事处,江苏南京210008 [2]南京审计学院审计系,江苏南京210029

出　　处：《东南大学学报（哲学社会科学版）》2014年第4期59-64,135,共6页Journal of Southeast University(Philosophy and Social Science)

摘　　要：本文在分析当前世界金融创新与监管总体发展趋势的基础上,采用博弈论的论证方法,对金融创新与金融监管二者动态的循环博弈进行实证分析,并针对当前国内互联网金融的创新与监管问题予以论述,对金融创新所引发的监管问题进行探讨。本文认为,金融机构不断通过金融创新推动其自身利益的最大化,但监管者处于规避风险的角度,又强化了对其监管,二者间的动态博弈使金融监管与创新互相影响,互相促进。China is experiencing a critical period of economic transformation.At the Third Plenary Session of the 18 th CPC Central Committee,the Party Central Committee and the State Council stated that'we will firmly center on the decisive role of the market on resource allocation'.To meet this end,the deepening of finance can be a significant means.This paper first analyzes the international development of financial innovation and regulation,then conducts an empirical study of the game between financial innovations and financial regulations,and finally discusses the regulation problems arising from financial innovations in the internet era.

关 键 词：金融监管 金融创新 博弈论 互联网金融 

分 类 号：F832.1[经济管理—金融学]