试论个人资信评估体系的重要作用  

About the Importance of Personal Credit Rating System

作　　者：崔立新[1] 

机构地区：[1]北京理工大学管理与经济学院,北京100081

出　　处：《吉林省经济管理干部学院学报》2004年第4期34-36,共3页Journal of Jilin Province Economic Management Cadre College

摘　　要：个人资信评估是个人进入市场经济的一个重要环节和步骤,是个人在参与市场经济的交往过程中,对履行有关资本项目、融资、合同、契约,取得某种服务有关的能力及其信誉程度的综合评定。个人资信评估是提高市场交易效率的重要手段,是国家资信评级体系的重要组成部分。建立科学的评估体系,是目前促进我国市场经济顺利发展的有力保证。Personal credit rating is an important part for a person to enter the market. It is the evaluation about a person's abilities and credit in carrying out some capital program, contract etc. when the person is taking part in economic activities. Personal credit rating is an important means in improving the efficiency of market transactions. To establish scientific evaluation system is a powerful guarantee in promoting our market economy. It is an important part of the credit rating system in our country.

关 键 词：资信评估 个人资信评估 评估体系 

分 类 号：F832.479[经济管理—金融学]