论银行抵销权  

The right of set - off in bank

作　　者：蔡冰菲[1] 

机构地区：[1]中山大学,广东510275

出　　处：《上海市经济管理干部学院学报》2004年第5期32-37,共6页Journal of Shanghai Economic Management College

摘　　要：抵销是债的重要消灭方式之一。本文首先阐述了确立银行抵销权的前提,即银行与客户之间债权债务的相互性;继而分析了银行抵销权的性质和功能。在此基础上,从银行抵销权的构成要件、行使方式及其限制等方面进一步论述国际贸易中银行抵销的规则,并对我国完善相关立法提出建议。At present, under the situation of increasing credit venture, it's greatly important to entitle banks with the right of set - off. The article holds that it' s the premise to make sure the mutuality of obligation between the banks and the clients when discussing right of set - off. Based the analysis of it' s property and function, the article deals with more details of the right of set - off in intenational trade practice in order to put forward some effective proposals to China.

关 键 词：银行抵销权 金融债权 中国 银行账户 不良贷款率 《合同法》 银行信贷 分支机构 

分 类 号：F832.4[经济管理—金融学] D923.6[政治法律—民商法学]