论建立我国信用档案管理的商业化运行模式  

On the Construction of Commercializing Operation Mode of our Country's Management of Credit Files

作　　者：刘雪梅[1] 张予军 焦长海[3] 

机构地区：[1]河南省档案保护技术中心,河南郑州450003 [2]河南省新乡市职工技术交流站,河南新乡453002 [3]郑州大学党委办公室,河南郑州450001

出　　处：《郑州大学学报（哲学社会科学版）》2004年第6期152-154,共3页Journal of Zhengzhou University:Philosophy and Social Sciences Edition

摘　　要：建立社会信用体系的需求背景,是社会经济环境而非社会文化环境。信用档案的分散管理与集中管理是信用制度建设过程中的阶段性差别,而非管理模式上的区别。信用档案管理的商业化运作模式有利于信用档案积累、集中与共享,降低政府的管理成本与信用风险。我国亟待制定专门的《信用档案法》,以便对信用档案进行法律监控。From the point of the need background for the construction of social credit system, it is social economic environment but not social cultural environment. Decentralized management and centralized management of credit files are the step difference in the course of the construction of credit system but not the difference of management modes. The commercialized operation for credit files is beneficial to the accumulation, centralization and co-enjoyment of credit files, decreasing the management cost and the credit risk of the government. It is extremely necessary for our country to set up special <Law of Credit Files> used to legally monitor and control credit files.

关 键 词：信用档案 档案管理模式 非商业化 商业化 

分 类 号：G271[文化科学—档案学]