银行信用证审单标准的法哲学思考:精确性、模糊性还是原则性  

Reflection oil the Standards for Examination of L/C Documents from Legal Philosophy Perspective: Accuracy, Fussiness or Principle ?

作　　者：徐冬根[1] 

机构地区：[1]上海交通大学,上海200030

出　　处：《现代法学》2004年第5期121-127,共7页Modern Law Science

基　　金：作者所承担的国家社会科学基金项目<资本市场法律问题比较研究>(04BFX029)的阶段性研究成果。

摘　　要：银行信用证的审单有精确性标准、模糊性标准和原则性标准之分。精确性标准的主要理论学说为镜像标准说,模糊性标准的代表学说是实质相符理论,而原则性标准在法律上的反映则是严格相符。精确性标准因过于僵化和刻板,无法适应客观实践的需要;模糊性标准因具有随意性而日趋式微;原则性标准克服了镜像标准和实质相符标准的不足,为开证行的审单确立了一个合理的标准,这种标准既给开证行提供了一个“单单相符、单证相符”的具体的审单尺度,同时,也给开证行提供了一定的灵活操作空间,可谓是灵活性和规范行相结合的典范。The standards for examination of L/C documents consist of an accuracy standard, fuzziness standard and principle standard. The accuracy standard is represented by the mirror image theory. The fuzziness standard is represented by the substantial compliance theory. And the principle standard is represented by strict compliance theory. The principle standard provides a proper examination standard for the issuing bank. It establishes a principle of compliance of one document with others and all documents with the L/C. Also the principle standard provides much room for the issuing bank to appropriately examine L/C documents.

关 键 词：银行信用证 审单标准 法哲学 跟单信用证 商业银行 国际经济法 自由裁量主义 

分 类 号：D996[政治法律—经济法学]