对重复保险若干法律问题的思考  

Consideration of the Legal Problems of Reinsurance

作　　者：游明[1] 

机构地区：[1]甘肃政法学院法学院,甘肃兰州730070

出　　处：《甘肃政法学院学报》2004年第6期72-74,共3页Journal of Gansu Political Science and Law Institute

摘　　要：我国《保险法》对重复保险的界定并不全面 ,对其概念应采狭义说 ;重复保险的构成要件 ,尚欠缺保险金额总和超过保险价值及保险期间发生交叉或重合两个要件 ;重复保险的适用范围 ,应限于具有损失填补性质的险种 ;对重复保险的法律效力 ,应区分善意和恶意 ,并采取不同的规制原则。China's Insurance Law hasn't defined reinsurance all-sidedly, so the author considers that while defining it, the theory of narrow sense should be adopted. At the same time , the author puts foreword some advices concerning reinsurance, such as important composing conditions, applicable range, force effect.

关 键 词：重复保险 恶意 狭义说 构成要件 法律效力 《保险法》 善意 保险期间 保险价值 保险金额 

分 类 号：D912.28[政治法律—民商法学]