银行不良债权处理对策的中日比较  

A Comparison of China and Japan’s Countermeasures for Banks’ Non-performing Loans

作　　者：李晓峰[1] 

机构地区：[1]北京师范大学经济与工商管理学院,北京100875

出　　处：《现代日本经济》2005年第1期23-27,共5页Contemporary Economy OF Japan

摘　　要：银行不良债权问题作为一个世界性难题已成为威胁众多国家金融体系安全的主要疾患。特别在亚洲,不良债权拥有量竟占全球不良债权总量的85%以上,而其中日本和中国的不良债权金额又居世界前两位。为此,两国政府近年来一直在积极加快银行系统不良债权的处理,并取得了显著进步。尽管中日两国处于经济发展的不同阶段,在经济制度、银行体制等方面存在明显差异,但目前所面临的不良债权问题却非常相似。因此,对两国银行不良债权处置对策进行比较分析,将为我们在加快不良债权处理中选择合理对策带来启示。As a global problem, non-performing loans have now become a main disease threatening the safety of financial system in many countries, especially those in Asia. Asian banks’ non-performing loans account for 85% of that of the whole world, while that of Japan and China ranks the first two in the world. The governments of both countries, therefore, have been striving to deal with the problem in recent years and have been making remarkable achievements. The two countries, though finding themselves in different stages of economic development with obvious differences in such aspects as economic system and banking system, have a lot in common as far as non-performing loans are concerned. Thus a comparative analysis of the two countries’ countermeasures to deal with the problem will greatly benefit China in the effort to solve the problem of non-performing loans.

关 键 词：不良债权处置 银行系统 经济发展 中国 银行体制 金额 经济制度 中日两国 合理 对策 

分 类 号：F832[经济管理—金融学] F131.3