商业银行内部治理机制及其对银行绩效的影响  

Management Mechanism within Commercial Bank and Its Influence on the Performance of the Bank

作　　者：魏华[1] 刘金岩[1] 

机构地区：[1]南开大学国际商学院,天津300071

出　　处：《南开学报（哲学社会科学版）》2005年第1期77-82,共6页Nankai Journal:Philosophy,Literature and Social Science Edition

基　　金：国家社会科学基金项目(02BJY127)

摘　　要：建立有效的银行内部治理机制不仅能完善商业银行风险控制,而且能促进其稳健经营与可持续发展,从而有利于银行绩效的改善。对山东、河南两省商业银行调查数据的实证分析说明,第1大股东的国有性质和股权集中度与银行绩效负相关,外部董事比例和监事会功能与银行绩效正相关。Effective management inside banks can not only control risks but also promote stable performance and sustainable development of banks. The investigation of commercial banks in Shandong and Henan has provided these important evidences: (1) the State as the biggest stockholder and the degree of stock concentration are negative related to the performance of banks; and (2) the percentage of outside directors and the function of supervise board are positive related to the performance of banks.

关 键 词：银行治理 内部治理机制 银行绩效 

分 类 号：F832.3[经济管理—金融学]