独立担保欺诈例外法律问题研究  

Legal Problems of Fraud Exception in Independent Guarantee

作　　者：李国安[1] 

机构地区：[1]厦门大学法学院,福建厦门361005

出　　处：《现代法学》2005年第2期97-102,共6页Modern Law Science

基　　金：教育部人文社会科学研究"十五"规范项目"国际融资担保制度的创新与借鉴"(01JA820028)。

摘　　要：独立担保因其付款义务的不可撤销性和绝对性而在国际经济交往中发挥着高效而强大的债权保障功能,但因其本身固有的制度缺陷,也为受益人的欺诈索赔留下极大的缺口。为了弥补这一制度缺失,有必要为担保人的无条件付款责任引入“欺诈例外”抗辩权。同时,由于担保人行使欺诈例外抗辩权存在较大的风险,因此,更有效的反欺诈索赔措施应是由申请人向法院申请止付令。Since an obligation of payment under independent guarantee is irrevocable and of certainty, independent guarantee plays a significant role in protecting obligatory rights in international transactions. However, inherent defects of independent guarantee also leave holes for some beneficiaries to make fraudulent claims. To close such loopholes, it is necessary to grant guarantors a defense of “fraud exception” to their unconditional obligation of payment. However, because a guarantor may run great risks while alleging such a defense, a better measure against fraudulent claims is that one can apply to the court for an injunction that orders to refrain from payment.

关 键 词：欺诈例外 抗辩权 担保人 独立担保 付款责任 债权保障 行使 付款义务 国际经济 制度缺失 

分 类 号：D923[政治法律—民商法学] D92[政治法律—法学]