商业智能在商业银行信用风险管理中的应用研究  

Application Research of Business Intelligence in Credit Risk of Bank

作　　者：苏光奎[1] 苏彦[1] 

机构地区：[1]武汉大学计算机学院,湖北武汉430079

出　　处：《计算机应用研究》2005年第5期197-198,226,共3页Application Research of Computers

摘　　要：面对商业银行目前所面临的信用风险,参考巴塞尔银行监管委员会制定的新巴塞尔资本协议对于信用风险的有关规定,采用商业智能技术对商业银行的信用风险进行识别、度量及可视化,为银行降低风险提供有效的决策支持。This paper brings a solution to the credit risk which is the bank have to face.The solution is the application of Bu￣siness Intelligence to find the credit risk, through which we can measure and vision the risk. The solution is based on Basel accord which is established by the Basel committee on bank supervision.

关 键 词：商业智能 数据仓库 数据集市 数据挖掘 信用风险 

分 类 号：TP311.13[自动化与计算机技术—计算机软件与理论]