我国商业银行资本充足率持续下降的原因分析  

Reasons of Continuous Falling of Capital Adequacy Ratio of China′s Commercial Banks

作　　者：张宁[1] 孙海洋[1] 

机构地区：[1]山东经济学院研究生部,济南250014

出　　处：《价值工程》2005年第6期102-104,共3页Value Engineering

摘　　要：在探讨我国商业银行资本充足率持续下降现象的基础上,分析了影响充足率持续下降的宏观和微观多方面的因素,并对提高资本充足率提出了建议和对策。The paper has involved the macro-and micro-reasons that capital adequacy ratio is continuous falling in recent years, on the basis of analyzing the present conditions of falling capital adequacy ratio in China's commercial banks. Some suggestions to enhance the capital adequacy ratio are brought about.

关 键 词：商业银行 原因分析 下降 资本 宏观 

分 类 号：F832.33[经济管理—金融学] P641.2[天文地球—地质矿产勘探]