借鉴贫民银行经验,开展个人创业贷款业务  

Using the Experience of "Bank for the Poor" for Reference to Carry on Personal Pioneering Loan Service

作　　者：盛正德[1] 

机构地区：[1]上海金融学院,上海浦东新区201209

出　　处：《上海金融学院学报》2005年第2期59-61,共3页Journal of Shanhai Finance University

摘　　要：孟加拉国"贫民银行"的经验,同样可以运用于我国城市的创业性再就业工作。城市商业银行应当开创个人贷款这一新的业务领域。银行应在观念上把开展个人创业贷款看作一种金融创新;这项业务也是银行进行利率市场化改革的合适领域。银行这项金融创新工作需要得政府的支持和帮助。Bangladeshi experience of 'Bank for the Poor' can equally be used in the reemployment program which has pioneering characters in the cities of our country. The commercial banks in cities ought to open a new operation of personal loan service. Banks should view the initiation of the personal pioneering loan service as a financial innovation. Such a new service is also a suitable field for the banks to carry on the interest reform generally adopting market principles. This financial innovation needs support and help from the government.

关 键 词：贫民银行 个人创业贷款 

分 类 号：F830.589[经济管理—金融学]