产权、公司治理与保险公司效率  

Property-Rights,Corporate Governance and the Efficiency of Insurance Company

作　　者：胡颖[1] 叶羽钢[1] 

机构地区：[1]暨南大学金融系,广东广州510632

出　　处：《科学．经济．社会》2007年第4期36-41,共6页Science Economy Society

基　　金：广东省哲学社会科学"十五"规划项目(项目批准号:05E-07)

摘　　要：效率是保险公司核心竞争能力的体现。本文通过对决定保险公司效率的因素进行理论和实证分析发现:以国有为主导的保险公司产权结构,使得产权制度的激励、约束和配置职能不能有效地发挥应有的作用,从而造成了相应的效率损失;公司治理水平好的保险公司,其效率水平也普遍较高。Efficiency is the core competitiveness of insurers.In this paper we examine the key factors that influence the efficiency of insures,and the results show that the structure of insurance company's property-rights dominated by state-owners makes incentive,restraint and distribution function of property rights can not effectively play its due role,leading to a corresponding loss of efficiency,and insurers with better corporate governance tend to be more efficiency.

关 键 词：公司产权结构 公司治理水平 保险公司 效率损失 效率水平 实证分析 竞争能力 公司效率 产权制度 职能 配置 理论 激励 

分 类 号：G3[文化科学] C913[经济管理]