国有商业银行改革——一个区域非均衡发展的视角  

The Reform of the State-Owned Commercial Banks: An Angle of Regional Imbalance Development

作　　者：刘新华[1] 线文[1] 

机构地区：[1]陕西师范大学国际商学院

出　　处：《财经科学》2005年第5期39-45,共7页Finance & Economics

摘　　要：本文对当前国有商业银行所实施的综合改革从区域非均衡发展的视角进行考察,发现其存在自身难以解决的矛盾。而考虑到区域统筹,改革方案需佐以重要的条件,即在西部地区随着国有商业银行整体改革的步步推进,政策性金融的功能应及时强化,从而有效地解决前者在金融供给中所产生的“市场失灵”问题,并进一步与之形成协调发展的互动关系,从而推动西部地区经济的可持续发展。The paper finds there exists a paradox in the reform of the state - owned commercial banks from the angle of regional imbalance development. Therefore, considering the regional balance development, the reform should be carried out with the condition of strengthening the function of policy finance in the Western China, which can solve the problem of market failure effectively, and develop the coordinative relation between the commercial finance and policy finance, so as to give impetus to the sustainable development in the West China.

关 键 词：国有商业银行 改革 区域非均衡发展 政策性金融 

分 类 号：F832.33[经济管理—金融学]