关于国有商业银行深化改革的若干思考  

Thinking about further feform of the state-owned commercial banks

作　　者：王希颖[1] 

机构地区：[1]北京市经济管理干部学院,北京100102

出　　处：《北京市经济管理干部学院学报》2005年第3期33-36,共4页Journal of Beijing Economic Management Institute

摘　　要：国有商业银行是我国金融业的主体,但目前这几家银行却面临着激烈的竞争。竞争来自于两个方面:外资银行的进入形成大兵压境之势,国内股份制银行的快速发展形成咄咄逼人之势。面对这种局面,既不能妄自尊大,也不能妄自菲薄,必须振作精神,加快改革才有出路。本文分析了当前国有商业银行面临的困境和挑战,探讨了国有商业银行改革的思路。The state-owned commercial banks which are the pillars of Chinese financial system are facing very strong compitition in those days： on the one hand there are more and more foreign capital banks coming into Chinese market, and the rapid development of stock-sharing banks in China on the other. In such a situation the Chinese state-owned banks should not be self-important and not unduly humble either. They must display vigorously and speed up their reforms in many areas. The article analyzed the difficulties and challenges state-owned banks suffered and discussed the approaches of their reforms and development.

关 键 词：国有商业银行 竞争 深化改革 

分 类 号：F832.33[经济管理—金融学]