农户借贷行为演变趋势比较研究——以1986—2002年浙江10村固定跟踪观察农户为例  

A Comparative Study on the Changes in Credit Behavior of the Farmer Households during 1986-2002:A Case Study in 10 Villages in Zhejiang

作　　者：李春[1] 

机构地区：[1]北京农业职业学院,北京100093

出　　处：《农业经济问题》2005年第9期16-22,共7页Issues in Agricultural Economy

摘　　要：本文以浙江10个固定跟踪观察村的农户家计调查资料为基础,对1986年以来农户家庭的借贷行为演变趋势进行了具体的比较研究。通过分析发现,随着时间的推移,农户家庭现金性借贷水平呈不断上升趋势,但农户家庭的借贷面则呈现一种收敛趋势;农户家庭的借贷结构也发生了很大的变化,借贷来源一直以民间为主,但正规金融部门借贷有上升趋势;借贷目标以生产为主,付息程度和付息面均很高,但变化不大。The paper is based on the survey on farmer households in 10 observation villages in Zhejiang Province. The author describes the changes of credit behavior since 1986. Over time, the credit in cash has been increasing, but the source of credit contracted. The make-up of credit also has been changed significantly. The people-to-people borrowing were very popular in the past, but the credit volume from the official banks is on the rise. The credit mainly goes to the productive activities

关 键 词：农户 借贷行为 借贷结构 中国 借贷面 民间借贷 

分 类 号：F832.4[经济管理—金融学]