欧洲银行保险的经验及其对中国的启示  

Experience of European Bancassurance and Its Implication for China.

作　　者：宋雪枫[1] 

机构地区：[1]上海交通大学管理学院

出　　处：《国际金融研究》2005年第10期22-27,共6页Studies of International Finance

基　　金：国家自然科学基金重点项目"金融风险的测量和建模"(项目编号70331001)资助

摘　　要：现在银行保险在国内十分流行,银行和保险机构都迫不及待地想开展这项业务。然而,在银行保险的发源地———欧洲却发生了相反的趋势,许多集银行和保险于一身的金融服务集团纷纷剥离银行业务或保险业务,转向有竞争优势的单一核心业务。本文分析了欧洲银行保险的经验,最后讨论了它对我国银行的启示。Bancassurance now is a buzzword in China, banks and insurers are eager to step into it. Nevertheless, in Europe where bancassurance originate, more and more conglomerate that combined bank business and insurance business are divesting either banking business or insurance business, focusing on its single core competence. This paper explores the experience of European bancassurance and concludes with a discussion of its implication for China.

关 键 词：银行保险 欧洲 

分 类 号：F831[经济管理—金融学]