个人住房消费信贷——按揭贷款风险防范  

The consume loan of personal house-mortgating-loanand risk preventing

作　　者：郑英雪[1] 

机构地区：[1]河北体育学院,河北石家庄050041

出　　处：《河北建筑科技学院学报（社会科学版）》2005年第3期29-30,共2页Journal of Hebei Institute of Architectural Science & Technology(Social Science Edition)

摘　　要：从银行外部和内部两个方面客观地分析了个人住房按揭贷款存在的风险,根据国际惯例结合中国国情提出了贷款风险防范的对策。The risk of mortgating - loan for personal house is objectively analyzed from two aspects of both the inner and outer of the bank, So effective measures of preventing loan risk have been formulated according to international rules and chinese reality.

关 键 词：按揭贷款 风险 防范 

分 类 号：F832.4[经济管理—金融学]