转轨经济中的农村金融:管制与放松管制  

Rural Finance in the Economic Transition: Regulation and Regulation-free

作　　者：姚耀军[1] 

机构地区：[1]浙江大学卡特中心

出　　处：《财经科学》2005年第6期13-18,共6页Finance & Economics

摘　　要：在转轨经济中,国家试图通过对农村金融的管制,来汲取农村的金融资源,从而保证对国有经济的金融资源供给。在国家对农村金融的管制之下,农村金融体系正常的金融功能被异化,这正是多年来的农村金融改革之所以没有产生预期效果的要害。近年来,“三农”问题凸现,农村经济发展迫在眉睫,而这需要农村金融体系正常金融功能的复归。这种复归要求国家放松对农村金融的管制。In the economic transition, in order to ensure enough financial resource to State-owned economy, the government draws financial resource out of rural areas through rural finance regulation. Under the regulation on rural finance, the normal effects of rural financial system are distorted and the function of effectively allocating economic resource is restricted, which is the crux that for what reason the long-time rural financial reform fails to obtain the expected merit. Over recent years, the “three- dimensional-rural-issues” has been serious day by day, and the rural economy has been calling for development, which demands that the rural financial system should return to its normal functions. This return requires that the government should free the regulation on rural finance.

关 键 词：转轨经济 农村金融 管制 

分 类 号：F832.1[经济管理—金融学]