对加强储蓄存款市场管理的思考  

Strengthening the Management of Deposit Accounts in Banking System

作　　者：李新国[1] 张育华[1] 

机构地区：[1]中国人民银行孝感市中心支行,湖北孝感432100

出　　处：《上海金融学院学报》2005年第4期25-27,共3页Journal of Shanhai Finance University

摘　　要：要加强储蓄存款市场管理,就要合理布局储蓄机构网点,完善储蓄营销管理机制,开发储蓄新产品,调节金融资产替代效应,引导储蓄资金分流,优化社会资本循环,实现储蓄增长的社会经济效应。In order to strengthen the management of deposit accounts, all the branches of a bank should be arranged reasonably and effective marketing mechanism be set up. And financial products should be developed to avoid the substitution effect of financial assets. In the meantime, those creative financial products could lead deposit to different aspects and bring about social welfare.

关 键 词：储蓄存款 金融调控 

分 类 号：F830.48[经济管理—金融学]