东南亚地区银行保险的发展及对中国的启示  

The Development of Bancassurance in South-east Asia and its Implication for China

作　　者：闻岳春[1] 严谷军[2] 

机构地区：[1]同济大学经济与管理学院 [2]浙江大学经济学院

出　　处：《国际金融研究》2005年第12期19-23,共5页Studies of International Finance

摘　　要：近年来,银行保险在东南亚一些国家和地区得到了较快速的发展。本文重点探讨了东南亚银行保险在运作模式、产品种类和销售渠道等方面所呈现的特点,并剖析了金融管制放松、利差下降等因素对东南亚地区银行保险进一步发展的推动作用。基于对东南亚银行保险发展实践的考察,文章还提出了若干对中国内地有益的启示。Recently, bancassurance developed rapidly in some countries in south-east Asia. The paper focuses on the characteristics of bancassurance industry in south-east Asia in terms of operating patterns, product categories and distribution channels, and analyzes the favorable effect of some factors, such as financial deregulation, declining interest margins and so on, on the further development of bancassurance in south-east Asia. Based on study of the practices of bancassurance in south-east Asia, we also discuss its implication to China.

关 键 词：银行保险 东南亚 启示 

分 类 号：F831[经济管理—金融学]