保险资金入市的效应分析及其风险管理  

An Effect Analysis of Insurance Fund's Access to Capital Market and the Management of Its Risk

作　　者：史锦华[1] 贾香萍[1] 

机构地区：[1]中央财经大学,北京100081

出　　处：《金融理论与实践》2006年第1期66-68,共3页Financial Theory and Practice

摘　　要：保险资金进入资本市场,以多种方式投资于证券业务,是保险业自身经营发展的需要,也是增强我国保险业的盈利性和竞争力的需要。保险资金入市在给保险公司带来高收益的同时,必然伴随着高风险。无论是保险公司还是监管部门,建立有效的风险控制和监管机制,加强投资风险防范,保障资金安全都是十分必要的。Insurance fund access to capital market and investment in security business through diversified ways is not only the requirement for insurance industry＇s own development but also the requirement for its enhancement of profit-making competence and competitiveness. Insurance fund＇s access to capital market is bound to give rise to a high risk while bringing about great benefit to insurance corporations. In view of this, it is imperative for either insurance corporations or regulatory institutions to ensure the safety of fund by building up the effective risk control and regulation system and intensifying the prevention of investment risk.

关 键 词：保险资金 资本市场 风险管理 监管机制 

分 类 号：F840.3[经济管理—保险]