日本寿险业的盛衰变迁及其对中国的启示  

The Prosperity and Decline of life Insurance in Japan and its lesson to China

作　　者：黄英君 

机构地区：[1]西南财经大学保险学院,四川成都610074

出　　处：《云南财贸学院学报》2006年第1期32-37,共6页Journal of Yunnan Finance and Trade Institute

摘　　要：从日本寿险业的发展的盛衰变迁入手,指出日本寿险市场近几年来一直面临着严重的衰退,并着重分析了导致其衰退的深层次原因。就中日两国寿险市场的基础条件的比较,寻找对中国寿险业有益的借鉴和启示,建议中国寿险业界着重开发新险种、适当放宽保险资金的运用渠道、进一步加强对保险公司的法人监管、资金的专业化管理、建立健全保险业社团法人体系等诸方面作为解决之道,进一步完善中国的寿险市场。Exploring the prosperity and decline of life insurance in Japan, the paper pomteu out that the life insurance market kept declining and analyzed its cause. Based on the experience from Japan, the paper put forward some suggestion with emphasis on varying insurance service, widening the channels for insurance capital, strengthening the supervision, specializing the capital management, improving insurance community, etc.

关 键 词：日本寿险业 利差损 产品创新 市场化 自由化 

分 类 号：F843[经济管理—保险]