存款保险制度与中国金融体系的稳定  

The Deposit Insurance System and Stability of Chinese Finance System

作　　者：张欣[1] 张婧[1] 

机构地区：[1]中央财经大学金融学院,北京100081

出　　处：《武汉理工大学学报（信息与管理工程版）》2006年第1期139-141,共3页Journal of Wuhan University of Technology：Information & Management Engineering

摘　　要：从保护存款人利益、维护银行信用等方面,指出了我国存款保险制度智能不足的原因;在归纳了DPS功能的基础上,分析了中国建立存款保险制度的必要性;从法律完备、组织形式、投保对象等方面,提出了具体对策。In respect of protecting depositor rights and maintaining banks credit, the causes of the intelligence deficiency in Chinese deposit insurance system are expatiated. On the foundation of concluding the functions of DPS, the necessity of establishing the deposit insurance system in China is analyzed. Several suggestions from the respects of perfecting laws, framework of organization and object of policy - holder are proposed.

关 键 词：存款保险制度 监管 金融稳定 

分 类 号：F840.3[经济管理—保险]