金融工程的发展与应用  

On the Development and Application of Financial Engineering

作　　者：刘维奇[1] 

机构地区：[1]山西大学管理学院,山西太原030006

出　　处：《山西大学学报（哲学社会科学版）》2006年第1期54-59,共6页Journal of Shanxi University(Philosophy and Social Science Edition)

基　　金：山西省自然科学基金资助项目(20031005)

摘　　要：20世纪70年代以来,公司理财、商业银行和投资机构业务的迅猛变化及计算机信息技术的飞速发展,产生了一个新的学术概念———金融工程。投资基金、金融衍生工具等风险管理技术的爆炸式发展使金融业发生深刻变化,使金融科学从传统的描述性和分析性的阶段转移到工程化阶段,这种金融创新大规模地创造出经济和社会效益。该文旨在分析金融工程的概念和产生与发展的动因,研究我国金融领域面临的主要困难,以及如何发展我国的金融工程,提高金融效率。Since 1970s, with the great changes in the business of corporate finance, commercial bank and investment setup and the rapid development of IT, a new academic concept has emerged Financial Engineering. The explosive development of technology of risk management, such as investment fund, financial derivative tools and so on, has caused profound changes in financial industry, which transfer the financial science from the conventional descriptive and analytic phase to engineering phase. This financial creativity has produced economic and social benefits on a large scale. This paper aims at analyzing the concept of financial engineering and its agent of production and development and studies the major difficulties encountered by the financial field of our country as well as how to develop the financial engineering of our country and improve the financial efficiency.

关 键 词：金融工程 金融创新 风险管理 信息技术 金融风险 中国 

分 类 号：F832[经济管理—金融学]