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作 者:万金文[1]
机构地区:[1]中国保险监督管理委员会湖南监管局,湖南长沙410005
出 处:《保险研究》2006年第2期61-62,共2页Insurance Studies
摘 要:我国保险业处于发展的初级阶段。当前保险市场秩序的整规工作必须服务于发展第一要务,必须紧扣防范风险这一生命线,突出前瞻性和开放性,长抓不懈,重点解决保险市场上存在的虚假数据、违规操作、严重失信以厦中介市场等违法违规行为问题。必须强化市场行为监管,强化经营主体责任和强化社会监督作用,建立起政府监管、社会监督、行业自律和企业内控“四位一体”的风险防范体系。建立规范市场秩序的长效机制。The insurance industry in China is at its preliminary development stage. At this stage, development is the first priority, and rectification work should be conducted to serve the needs for development. Moreover, risk control is the first lifeline of the rectification work and such work should be forward-looking and open-ended. It should keep on salving existing market problems such as inflating premium number, irregular activities, grave loss of credibility and intermediary market, etc. Market activity supervision should be further strengthened, so are operational entities' responsibilities and social oversight. We should establish a long-term mechanism to regulate market order. This mechanism is composed of government regulation, social oversight, industry self-discipline and corporate internal control.
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