我国《保险保障基金管理办法》的不足及完善  

The Defects in Rules on Administration of Insurance Cover Funds and Its Improvement

作　　者：周延[1] 

机构地区：[1]山东大学经济学院,山东济南250100

出　　处：《金融理论与实践》2006年第3期77-79,共3页Financial Theory and Practice

基　　金：山东大学2004年青年成长基金资助项目(项目号:200432);2004年山东省软科学资助项目(项目号:B200404)

摘　　要：为将我国保险市场建成一个有进有出、优胜劣汰、动态平衡的市场,为使市场主体平稳退出市场时最大限度保护广大被保险人的利益,2004年底保监会出台了《保险保障基金管理办法》。但解读该《办法》,发现其存在诸多不足,文章针对这些不足提出了对策建议。In order to develop our insurance market into a market featuring ＂orderly access and exit, selecting the superior and eliminating the inferior, and dynamic balance,＂ and to protect the benefit of the insured to a high maximum limit when competitors smoothly exit from the market, China Insurance Regulatory Commission issued Rules on Administration of Insurance Cover Funds at the end of 2004. However, a careful examination shows that there are many defects in it. This paper attempts to propose some proper countermeasures.

关 键 词：保险公司 保障基全 破产 

分 类 号：F840.69[经济管理—保险]