保险损失费若干问题研究(Ⅰ)  

Study on several problems of the loss fee of insurance(Ⅰ)

作　　者：黄迎秋[1] 吴和成[1] 

机构地区：[1]淮海工学院数理系,江苏连云港222005

出　　处：《吉林化工学院学报》2006年第1期98-100,共3页Journal of Jilin Institute of Chemical Technology

基　　金：江苏省教育厅科研基金资助项目(编号:03KJD110039)

摘　　要：旨在获得危险事故保险总损失费的分布密度函数.利用统计学中的有关理论和方法,对保险公司关注的保险总损失费进行了初步研究.首先得到危险事故保险损失费为指数型随机变量;其次在各投保个体损失费为独立同分布于指数分布的随机变量,投保个体数服从泊松分布时,导出了总损失费的分布密度函数.所得结论拓展了文献中的某些结果.The total loss fees for insurance are analyzed by using the statistics theory and method. Firstly, it is derived that each person＇s loss fee is a random variable with the distribution of exponential type. Secondly, under the assumption that each person＇s loss fee is a random variable with the distribution of exponential type and the number of the insured persons with the distribution of Poisson type,the distribution density of total loss fees for insurance is derived. The result of total loss fees for insurance is partly developed.

关 键 词：损失费 保险 泊松分布 

分 类 号：F222.1[经济管理—国民经济]