中国非寿险业法定偿付能力额度标准的合理性分析与实证分析  

Empirical Analysis and Reasoning on Margin of Solvency of Non-life-insurance Industry of China

作　　者：占梦雅[1] 

机构地区：[1]上海财经大学金融学院,上海200439

出　　处：《财经理论与实践》2006年第2期51-54,共4页The Theory and Practice of Finance and Economics

摘　　要：在综合分析我国非寿险保险公司最低偿付能力额度标准的理论根源的基础上,该文探讨了现行标准存在的缺陷及其原因,并利用我国非寿险市场的统计数据,重新计算了以净保费为计算基础的计算比率,对现行标准的不足进行了修正。Based on a theoretical analysis of the margin of solvency of the non - life insurance industry of China, this article discussed and reasoned the limitations of the margin. With the statistic data of the industry, the margin ratio was recalculated to make up the limitations.

关 键 词：非寿险 偿付能力 偿付能力额度 最低偿付能力额度 

分 类 号：F840.62[经济管理—保险]