加强储蓄存款市场管理的思考  

Thoughts on strengthening the management of the savings and deposit market

作　　者：李新国[1] 张育华[1] 

机构地区：[1]中国人民银行孝感市中心支行,湖北孝感432000

出　　处：《湖北广播电视大学学报》2006年第2期108-110,共3页Journal of Hubei Radio & Television University

摘　　要：金融机构储蓄存款稳定增长具有正、负效应,必须有效加强市场管理:开发储蓄新产品,扩大储蓄服务功能,调节金融资产替代效应,引导储蓄资金分流,优化社会资本循环,实现储蓄增长的社会经济效应。A steady growth of savings and deposits in financial institutions has both positive effects and negative effects. We must strengthen market management effectively： developing new savings products, the expanding savings services, regulating the alternation effects of financial assets, leading the diffluence of savings funds, optimizing social capital cycle, and achieve socio-economic effect of the saving growth.

关 键 词：储蓄 消费 投资 利率 经济运行效率 

分 类 号：F832.22[经济管理—金融学]