农业政策性银行金融功能与财政功能的耦合分析  

Coupling Analysis of Financial and Public Financial Functions on Agricultural Policy Bank

作　　者：高彦彬[1] 罗剑朝[1] 

机构地区：[1]西北农林科技大学经济管理学院

出　　处：《长安大学学报（社会科学版）》2006年第1期60-63,共4页Journal of Chang'an University(Social Science Edition)

摘　　要：在农业政策性银行的运作过程中,由于没有正确处理财政性与金融性的相互关系,导致了农业政策性银行的机制缺损:资金来源渠道单一、信贷资产质量较差、资金运营风险加剧、业务范围日益萎缩、经营效益低下等。在对中国农业政策银行运营机制进行实证分析和规范分析的基础上,提出了实现其财政功能与金融功能耦合的建议:农业政策性银行在遵循银行经营一般规律的同时,注重金融性;农业政策性银行是非竞争性的银行,还应该体现财政性的一面,做到二者的有机统一。The mechanism of agricultural policy bank has defects caused by its financial and public financial nature that can not be dealt properly with in the course of its operation. These defects include single fund source, low credit funds quality, high funds risks, narrow scope of business and inferior economic result etc. This paper, on the basis of the positive and normative analysis of its operation mechanism, brings forward certain suggestions on how to couple the financial functions of agricultural policy hank. It suggests that agricultural policy bank should follow the common laws of bank management and pay attention to its finance nature, meanwhile, and it should not be a competitive bank and embodies its public finance in order to organically unify its dual nature.

关 键 词：应用经济学 金融学 农业政策性银行 金融功能 财政功能 

分 类 号：F832[经济管理—金融学]