博弈中的银行脆弱性  

The Weakness of Banks in "Playing Chess"

作　　者：郭显莉[1] 葛兰[1] 

机构地区：[1]西南财经大学,四川610074

出　　处：《天津市财贸管理干部学院学报》2006年第2期25-26,共2页Journal of Tianjin Institute of Financial and Commercial Management

摘　　要：由于储户与银行之间的信息不对称,“挤兑”行为就不可避免,这就往往导致银行作为一个特殊行业内生的脆弱性。如何降低风险,使银行平稳运行,这其中的关键就是杜绝或明或暗的担保机制,需要政策的透明化和制度化。Because of the dissymmetry of information between banks and depositors, we cannot avoid a run on a bank. This causes the internal weakness in banks. How to descend risks and smoothly run the banks？ The key element is to stop the inside and outside guarantee mechanism. We need transparency and institution.

关 键 词：银行 脆弱性 挤兑传染 担保机制 

分 类 号：F830.4[经济管理—金融学]