我国的金融发展对二元经济转换的影响与对策  

The Influence of Financial Development on Chinese Transformed Dual-economy

作　　者：王少国[1] 

机构地区：[1]首都经济贸易大学经济学院,北京100026

出　　处：《商业研究》2006年第9期30-35,共6页Commercial Research

摘　　要：改革开放以来,我国金融业获得了很大发展,储蓄动员能力明显提高,但与我国的国民储蓄潜力相比,仍然不够,而且金融部门在媒介储蓄向生产投资转换的过程中效率不高,占用了过多资本,金融部门在信贷资本配置方面的效率也不高。所有这些,都影响到我国资本的潜在形成规模和速度,进而制约我国的二元经济转换。The rapid development of financial industry since the Reform and Open- up has largely improved the capacity of collecting deposition. However, this is still insufficient with the potential residental savings. Owning to the low efficieney of financial sectors in realizing the transformation of savings to investment or production, there appear excessive costs, which accounts for the ineffective capital allocation of the financial sectors concerned. These eonditions affect the size and speed of China in using fund and hold back the process of dual- economy transformation in financial development.

关 键 词：金融发展 二元经济 效率 

分 类 号：F830[经济管理—金融学]