我国住房抵押贷款证券化运行模式的探讨  

作　　者：蒙东 朱玉[1] 

机构地区：[1]东北财经大学

出　　处：《黑龙江对外经贸》2006年第6期111-112,共2页Heilongjiang Foreign Economic Relations and Trade

摘　　要：住房抵押贷款证券化(MBS)作为商业银行一种新型的融资模式,在增强银行资产流动性,提高资本充足率的方面有独特的功效,在欧美等发达国家以及亚洲日本、香港的国家和地区颇受欢迎,我国也已经开始了MBS的试点。MBS运行模式是MBS的关键,我国目前的情况更适合采用表内模式。As one of new financing models of the commercial banks the home Mortgage- Backed Securitization has special effects in strengthening the flowing of capital and enhancing the full ratios of capital. MBS is very popular in the developed countries such as Eu- rope and the Unite States. Now China has begun to carry the MBS. The most important thing of the MBS is the model. Nowadays China use the model of in- balance - sheet, which will be better.

关 键 词：住房抵押贷款证券化 表内模式 表外模式 

分 类 号：F830.589[经济管理—金融学]