对我国保险监管模式的思考  

Thoughts on China's Insurance Industry Regulatory Pattern

作　　者：陈师正[1] 

机构地区：[1]河南财经学院,河南郑州450002

出　　处：《金融理论与实践》2006年第7期68-70,共3页Financial Theory and Practice

摘　　要：长期以来,我国对保险业一直遵循高门槛、直接的、实体化的严格监管模式,这在过去取得了一些预期的监管目标,但自20世纪90年代中后期以来,特别是入世过渡期即将结束,我国保险业监管面临的现实环境发生了较大变化,在此格局中,就必须对现行的保险监管模式进行改进。A strict, direct, substantial regulatory pattern with a severe permission has been adopted for China＇s insurance industry since long before, which realized some projected regulatory targets in the past. However, since the mid and later 1990＇s, especially, with the forthcoming termination of transition period for China＇s entry into WTO, the realistic environment for China＇s insurance industry regulation has changed considerably. Therefore, it＇s compulsory to improve the current insurance regulatory pattern in the present setup.

关 键 词：保险监管 监管目标 监管模式 

分 类 号：F830.3[经济管理—金融学]